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There are ways for which you can buy a house with no money down. Taking advantage and getting information on some programmes that are readily available to help you buy a home with no down might really be of great help to you. In Canada, a programme under the Canada affordable house programme, allows you to get a home with no money down with a grant that is mostly available bases on the budget of the municipality. These grants are only to assist in payment of home down payments and are readily given only when it is available in that state an in the budget for that year, and mist times if exhausted cannot be otherwise, continued.
This grant assists you in getting a home in that Municipality if you meet certain criteria and are eligible for it. Some of the criteria’s that are required that you meet, is that you have to be currently renting and fit into a low or middle income earner, you would not be eligible for the grant if you already have a home that has been bought to your name or you earn quite well. You fit into that criteria very well. You must also ensure that the home you want to buy is below market or average pricing, it must not be a building for commercial use ,this means that it must be if moderate size and therefore cannot allow for duplexes or home of that sort, it must be moderate housing to fit into the plan.
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in Canada with the municipality grant option, also can be a bit stuff. If for instance you have to sell the home. You would return the capital to the state Ans also return a percentage if the profit if the house sold. You should also take note that, the grant offered are 5% of over coat of the house and even then it must also be amounted up to the cash available at that time in budget for the Grant.
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